Revenue-based business capital
Capital that keeps pace with your business.
EC Partners works with owners who need working capital without a long bank process. Two short steps online, your recent statements, and an advisor who handles the rest.
The process
From application to funds, plainly.
No branch visits and no stacks of paperwork. Here is exactly what happens after you apply.
Tell us about the business
Your contact details, the business name and roughly how much you need. It takes a couple of minutes.
Finish your file
Add the business and owner details, upload recent bank statements as PDFs and sign electronically.
Review your options
An advisor goes through your file, calls you and explains any offers in plain terms before you decide.
Receive the funds
Once you accept, funds are sent to your business bank account.
Why EC Partners
Built for owners who run on cash flow.
We look at how your business actually performs, not just a credit score.
Revenue first
Your deposits and bank activity carry the most weight in the review.
Remittances that flex
Advances are repaid from a share of receivables, so payments can track your sales.
One point of contact
A single advisor knows your file from the first call through funding.
Your file stays private.Applications and statements travel over an encrypted connection, and Social Security numbers are encrypted again the moment they arrive. We will never ask for your online banking password.
Apply securelyQuestions
Good to know before you apply.
What is a merchant cash advance?
It is a lump sum of working capital provided in exchange for a portion of your future receivables. It is a purchase of future revenue, not a traditional loan.
What do I need to apply?
Basic business details, owner information (including SSN and date of birth for identity verification) and your most recent business bank statements in PDF form.
How much can my business receive?
Amounts depend on your revenue and bank activity. Your advisor will walk you through what your business qualifies for after reviewing your statements.
How is it repaid?
Through remittances based on your receivables, usually collected from your business bank account on a set schedule. Every term is explained before you accept.
Can I stop halfway?
Yes. If you choose to save your progress, an advisor can reach out to help you finish. Sensitive details are never saved on your device.
Is my information secure?
Yes. Everything is sent over HTTPS and stored encrypted, SSNs receive an extra layer of encryption, and access is limited to the team reviewing your file.
Ready when you are.
Two steps. About five minutes.